Paying an Invoice
If you received an invoice from us, be it for a library subscription, book order, or book processing charge, you will have been sent a URL from InvoiceNinja, our invoicing system, starting with https://billing.punctumbooks.com/.
Paying directly via InvoiceNinja
If you click the link, you will be able to view the invoice and pay directly via the Pay Now button:
We currently allow the following payment methods:
- Credit card (via Stripe)
- Alipay
- Paypal
Paying via (international) bank transfer
If you want to pay via international bank transfer, you can download the invoice as PDF by selecting Invoices from the leftside menu on the InvoiceNinja View Invoice page to which you received a URL. This will present a list of past invoices and provide the options of both viewing and downloading one or multiple invoices.
The invoice lists account and routing numbers for local bank transfers within the US, as well as instructions for an international bank transfer. Because our bank, Montecito Bank & Trust is a local bank (we chose them specifically to avoid the impersonal and non-customer-oriented approach of the "big" banks) without the possibility of directly receiving funds, international transfer to MB&T are passed through a so-called forwarding account at Wells Fargo. As a result, the bank transfer instructions may be confusing for those from outside the US.
If the transfer instructions on the invoice or below are not strictly followed, the payment will bounce.
Account Number: FWD/122234783
The "FWD/: is part of the account number
Account Name: Montecito Bank & Trust
The account name is not punctum books, since this is a forwarding account
Bank Name: Wells Fargo Bank
Bank Routing Number: 121000248
Bank SWIFT (non-USD payments): WFBIUS6WFFX
Bank SWIFT (USD payments): WFBIUS6S
Bank Address: 255 2nd Ave S, Minneapolis, MN 55479, USA
For further credit to: Punctum Books 410091063
The "For further credit" line must be included in the memo or comment to the transaction. Non-inclusion will lead to the payment being returned. This line is essential because it tells Montecito Bank & Trust to which account to forward the payment it received.