Paying an Invoice
If you received an invoice from us, be it for a library subscription, book order, or book processing charge, you will have been sent a URL from InvoiceNinja, our invoicing system, starting with https://billing.punctumbooks.com/.
Paying directly via InvoiceNinja
If you click the link, you will be able to view the invoice and pay directly via the Pay Now button:
We currently allow the following payment methods:
- Credit card (via Stripe)
Paying via (international) bank transfer
If you want to pay via international bank transfer, you can download the invoice as PDF by selecting Invoices from the leftside menu on the InvoiceNinja View Invoice page to which you received a URL. This will present a list of past invoices and provide the options of both viewing and downloading one or multiple invoices.
The invoice lists account and routing numbers for local bank transfers within the US, as well as instructions for an international bank transfer. If you are intending to pay via an international bank transfer, please pay heed to the following:
Because our bank, Montecito Bank & Trust is a local bank (we chose them specifically to avoid the impersonal and non-customer-oriented approach of the "big" banks) without the possibility of directly receiving foreign funds, international transfer to MB&T are passed through a so-called forwarding account at Wells Fargo Bank. As a result, the bank transfer instructions may be confusing for those from outside the US.
If the transfer instructions on the invoice or below are not strictly followed, the payment will bounce.
Beneficiary Account Number: FWD/122234783
The "FWD/: is part of the account number.
Beneficiary Account Name: Montecito Bank & Trust
Beneficiary Account Address: 6950 Hollister Avenue Suite 102, Goleta, CA 93117, USA
The beneficiary account name is not "punctum books," since this is a forwarding account. The money is sent to Montecito Bank & Trust's account at Well Fargo Bank, and they forward it to the punctum books account.
Bank Name: Wells Fargo Bank
Bank Routing Number: 121000248
Bank SWIFT (non-USD payments): WFBIUS6WFFX
Bank SWIFT (USD payments): WFBIUS6S
Bank Address: 255 2nd Ave S, Minneapolis, MN 55479, USA
For further credit to: Punctum Books 410091063
The "For further credit" line must be included in the memo or comment to the transaction. Non-inclusion will lead to the payment being returned. This line is essential because it tells Montecito Bank & Trust to which account to forward the payment it received.
Paying via check
US and Canadian people and institutions can also pay us via check.